Everybody take a deep breath...

I am as excited as the next guy about cloud computing and the potential benefits it can bring to the world of computing.  But reading this worries me that we will soon be in what Gartner would call the "Peak of Inflated Expectations" in their Hype Cycle:

"Microsoft Money Heads to Cloud Computing"

Wow, now that sounds exciting.  Microsoft is moving one of its more well-known brands to an on-demand model!  No more shipping Money CD's with Dell PC's etc.  Just open your web-browser and realize all of the capabilities of the Money solution, or at least most of them.  Could this be a new competitive offering to the much acclaimed Mint.com?

Yea, no.  The article talks about how Microsoft will no longer ship this software, and instead will only offer it via download over the internet.  So just to be clear, what you are downloading is the install program that you then run to install Money locally on your desktop.  There is nothing "cloud" about this, beyond the fact that the "cloud" enables you to download software you then install locally.  But haven't we been doing that for like 10+ years now?